Consulting Services

Workers Comp: The Experience Modification Factor

Do you understand your experience mod? Do you know what the lowest attainable experience mod can be for your company? Is your company managing the experience mod properly? Through our analysis, we can unravel the mysteries of the experience modification factor for your business!

Premium-Audit Review Service

Whether it is helping you prepare for an upcoming premium-audit, or reviewing an audit from previous years to reverse an overcharge; our experts can “audit the auditors” to re-capture your premium dollars. Recent successes include a return of almost $17,000 to one of our clients in the construction industry, as well as a return of $8,500 to a client in the service industry.

Intensive Policy Review

The initial step of our process with a prospective client consists of learning about, and understanding, your business model. After that, we conduct an intensive review of your policy book, reading over every single coverage form and exclusion. Our main objective is to strengthen your risk-management plan through the implementation of proper insurance.